Chapter 1: The Consideration Phase
Housing Development Board (HDB) was created with the intention of making housing affordable for Singaporeans and Permanent Residents. As such, there are many rules and restrictions which you have to qualify before you can purchase a HDB flat.
So the recession is here, and the banks have started to lay off staff. The boom days have come and gone, with us in its dust. The STI has fallen by about 50% from its all-time high. How do we best prepare ourselves for the days that follow? What are YOU doing?
Ah, the world financial markets are rockin’ and shakin’ and you have no idea what next year brings. Osama bin Laden is still at large (and so is Mas Selamat) and really, there’s no reason to be happy. But what you do know is you’re getting your year-end bonus real soon!
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We'll not exist without them.
