FinanceCents.com

I received an email from a reader, Jonathan, recently, with reference to my post on Don’t let credit cards rob you!. His question (extracted) was:

Sure, you may get all these credit cards to help you save through discounts and rebates, and they may be free for like a year or two, but after that, it doesn’t make sense anymore because you’ll have to pay like $60/year or for the Citibank Dividend, I think it’s more like $120 or $150 in yearly fees? 

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If you’re paying for your petrol / diesel topup using cold, hard cash (or even NETs), you ought to be shot like the bald old man below (you see, he paid using cash).

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Credit cards - talk to anyone in the older generation about them and 80% of the time, you’ll get an impression that credit cards are evil. They apparently make you overspend, get in debt, and do every other stupid thing that a good, thrifty, cash-wise person won’t do.

Do you use credit cards?

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