FinanceCents.com

I received an email from a reader, Jonathan, recently, with reference to my post on Don’t let credit cards rob you!. His question (extracted) was:

Sure, you may get all these credit cards to help you save through discounts and rebates, and they may be free for like a year or two, but after that, it doesn’t make sense anymore because you’ll have to pay like $60/year or for the Citibank Dividend, I think it’s more like $120 or $150 in yearly fees? 

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Do you want 10% returns on your investments? More? You bet! 10% who don’t want, right? Considering that the banks are giving a miserable 0.0000000000035%.

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Painful isn’t it, seeing that nice car/branded bag you thought would look better if you were driving/carrying it.

People i know who can continue to spend even though times are bad do it because they have always factored in the spending.

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