• Andy

Taking the Next Step

Taking the next step is often the hardest part of anything that we're trying to get accomplished. One of my biggest challenges has always been having a great idea and not taking actionable steps towards that goal. It's easy to get caught in the planning and development stage, but if you don't take action (even if they're small steps) you will never get anywhere.

One of the challenges that I consistently face in my line of work is having a ton of lists and to-do's that I get caught up in being overwhelmed. One of my strategies to overcome this is to come up with three major things that I have to get accomplished (no matter what) on any given day. That allows for me to be able to focus on key areas that need attention and leave room to address any issues that may (and usually do) come up during the day.

That one small step at the beginning of my day focuses my attention on critical areas, and allows a feeling of accomplishment at the end of a day. Taking control of my to-do's allows me to also not fall into the "I'm overwhelmed" trap, one that is very (and I mean very) difficult to crawl out of. It also fosters the chance to broaden my mind to other areas that I might not have seen before. It's very easy to get encased in work and spend most of your time working "in" it instead of "on" it. Working "on" it allows you to spend time thinking in a more clearer light and in potentially more effective measure. I also find that my productivity goes up when I'm in this mindset.

Thinking this way takes patience and practice, it cannot be accomplished overnight, or by reading one article. But congrats, you took the right step, and here you are trying to better yourself.

Assuming you're still with me, let's tie this back to your finances.

It's really easy to talk about doing something to better your financial position, we can talk numbers, budgets, insert other boring topic here.... but the smallest yet most effective step is doing something.

One of the biggest things that has worked well for me in setting money aside is to split my direct deposit (most employers can do this) into two bank accounts. I set aside a small portion of my paycheck that comes out automatically (no interaction on my behalf) to which I "forget" about that cash until a random expense or want arises. This allows me streamline how much I save and it's something that is liquid (meaning I have easier access to it) in case a unforeseen expense arises.

I will tell you that you most likely won't miss that cash that's being automatically saved. At this point I am beyond missing it in my main account.

It's a great habit and an easy actionable step (on your part) that you can get into!!

Happy Saving


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